CompanyCheckr.com

Terms of Service

Last updated: 28 June 2026

These Terms of Service ("Terms") govern your use of CompanyCheckr.com (the "Service"), operated by [YOUR REGISTERED COMPANY NAME LTD] ("we", "us", "our"), a company registered in England and Wales with registered office at [YOUR REGISTERED ADDRESS]. By creating an account or using the Service you agree to be bound by these Terms.

1. The Service

CompanyCheckr.com provides UK company verification by querying the public Companies House register, augmenting that data with AI-generated insights and web-sourced news. We are an independent service and are not affiliated with, endorsed by, or operated by Companies House or the UK Government.

2. Accuracy and reliance

Companies House data is published by HM Government and may contain errors, delays, or outdated information. AI-generated insights and news summaries are produced automatically and may be incomplete, inaccurate, or misleading. The Service is provided for general due-diligence and informational purposes only. It is not legal, financial, credit, or investment advice. You must independently verify any information that you rely on for material decisions.

3. AI-generated scores, risk indicators and screening results

The Service produces automated outputs including (without limitation) the risk score, AI reputation score, phoenix-director indicators, red-flag timelines, adverse-media sweeps, social-presence matches and sanctions / PEP / disqualification screening (together, "AI Outputs"). You acknowledge and agree that:

  • Indicative only. AI Outputs are heuristic, probabilistic and indicative signals derived from public data sources and machine-learning models. They are not, and must not be treated as, statements of fact, legal conclusions, credit ratings, regulatory determinations, or professional advice of any kind.
  • No automated decision-making. AI Outputs are provided to assist human review. You must not use them as the sole or primary basis for any decision that produces a legal effect on, or significantly affects, an individual — including credit, employment, insurance, immigration, housing, education, refusal of service, account closure or law-enforcement action. You are solely responsible for compliance with the UK GDPR, the EU GDPR (including Article 22), the EU AI Act, the US Fair Credit Reporting Act (FCRA), the Equal Credit Opportunity Act (ECOA) and any other applicable automated-decision, anti-discrimination or consumer-reporting laws in your jurisdiction.
  • Not a consumer reporting agency. We are not a "consumer reporting agency" within the meaning of the US FCRA, a credit reference agency under UK law, or an equivalent regulated body in any other jurisdiction. AI Outputs must not be used to determine an individual's eligibility for credit, insurance, employment, housing or any other FCRA-regulated purpose.
  • Source data limitations. AI Outputs depend on third-party data (including Companies House, sanctions lists, news providers and the open web) that may be inaccurate, out of date, mis-attributed, or wrongly matched to a similarly-named person or entity. Name and identity matches are not identity verification.
  • No warranty. To the maximum extent permitted by law, we make no representation or warranty that AI Outputs are accurate, complete, current, fit for any particular purpose, or free from bias or error. AI Outputs may change as inputs, models or scoring methodologies are updated.
  • Your responsibilities. Before relying on an AI Output you must (a) verify the underlying source records, (b) apply your own due-diligence and professional judgement, (c) where the output relates to an identifiable person, comply with applicable data-protection, fairness and transparency obligations including providing affected individuals with meaningful information and a route to challenge any decision, and (d) where required, seek qualified legal, compliance, accounting or other professional advice.
  • Right to be forgotten / rectification. Individuals named in AI Outputs (or third parties acting on their behalf) may contact us at the address in section 13 to exercise data-subject rights in respect of any personal data we control. Underlying public-register data must be corrected at source with the publishing authority (e.g. Companies House).
  • Export and sanctions. You must not use the Service or any AI Output in or for the benefit of any jurisdiction, person or entity subject to UK, EU, US or UN sanctions, or in violation of applicable export-control laws.
  • Indemnity. To the maximum extent permitted by law, you agree to indemnify and hold us harmless from any third-party claim, regulatory action or loss arising out of your use of AI Outputs in breach of this section, including any claim brought by an individual who is the subject of an AI Output.

4. Accounts

You must be at least 18 and able to enter into a binding contract. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. You must notify us immediately of any unauthorised use.

5. Acceptable use

You agree not to:

  • Use the Service to harass, stalk, defame, or unlawfully profile any individual.
  • Re-distribute, resell, scrape, or systematically extract data from the Service outside what is permitted by your subscription plan.
  • Circumvent quotas, rate limits, or technical controls.
  • Use the Service, or any AI Output, for any FCRA-regulated purpose, automated individual decision-making prohibited under Article 22 UK/EU GDPR, or any purpose contrary to applicable law in your jurisdiction (including the UK Data Protection Act 2018, UK GDPR, EU GDPR, EU AI Act and equivalent laws).
  • Attempt to gain unauthorised access to the Service, other users' accounts, or our infrastructure.

6. Subscriptions, billing and refunds

Paid plans renew automatically at the end of each billing period. You may cancel future renewals at any time from your billing settings; cancellations take effect at the end of the current paid period and you retain access until then. All prices are quoted in the currency shown at checkout and are inclusive of VAT where applicable. Payments are processed by Stripe; we never store full card details.

Consumer cancellation right: if you are a UK consumer (not a business), you have 14 days from purchase to cancel for a full refund under the Consumer Contracts Regulations 2013, unless you have begun using paid features during that period and expressly agreed to start immediately, in which case the right to refund is waived in respect of services already supplied.

We may change subscription pricing on notice; any change applies from your next renewal.

7. Intellectual property

The Service, including its design, branding, and code, is owned by us. You retain ownership of data and notes you upload. Search results and Companies House extracts remain subject to Crown copyright and the terms under which Companies House publishes them.

8. Service availability

We aim for high availability but do not warrant the Service will be uninterrupted or error-free. We may suspend the Service for maintenance, security, or to comply with a legal request.

9. Limitation of liability

Nothing in these Terms limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any liability that cannot be excluded under English law. Subject to that:

  • The Service, and all AI Outputs, are provided "as is" and "as available". We exclude all implied warranties (including merchantability, fitness for a particular purpose, accuracy and non-infringement) to the maximum extent permitted by law.
  • We are not liable for indirect, consequential, or pure economic loss, loss of profits, business, contracts, anticipated savings, or any loss arising from your reliance on an AI Output, or from any third-party action (including defamation, discrimination, or data-protection claims) said to arise from your use or onward sharing of an AI Output.
  • Our total aggregate liability arising under or in connection with the Service in any 12-month period is limited to the greater of (a) the fees you paid us in that period, or (b) £100.

10. Termination

You may close your account at any time from your settings. We may suspend or terminate your account immediately for material breach of these Terms or for unlawful use of the Service. On termination, your right to use the Service ends immediately.

11. Changes to these Terms

We may update these Terms from time to time. Material changes will be notified by email or in-app notice at least 14 days before they take effect. Continued use of the Service after the effective date constitutes acceptance.

12. Governing law and jurisdiction

These Terms are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction over any dispute arising from them, save that, if you are a UK consumer, you may also bring proceedings in the courts of the part of the United Kingdom in which you live. If you access the Service from outside the United Kingdom you are responsible for compliance with local laws, including any restrictions on automated profiling, consumer reporting or AI decision support in your jurisdiction.

13. Contact

Questions about these Terms, or to exercise data-subject rights in respect of an AI Output, email support@companycheckr.com or use our contact form.